Why are Ice damming Claims so difficult to prove?
It’s because the damage is often concealed in the roofing system and in the walls of the building structure.
Traditionally most claims arising from ice dams have been paid, however insurance companies are a for-profit business and generally don’t hand over money without proof. So they make the policyholder prove their claim and show the damage by filing a claim. The burden of proof is on YOU.
This is where a qualified/licensed public adjuster can assist YOU. When you hire a public adjuster, the burden of proof switches. Now the Insurance Co. has to prove to your public adjuster why they won’t pay the claim. A public adjuster holds the same license the Insurance company adjuster does. Public adjusters level the playing field. They have their experts. Shouldn’t you? Call me for a free consultation 410-382-00913.